Savon Plans Overview
Savon Dental Plan® is a membership organization. When you become a member of Savon it is like joining COSTCO.® You pay a membership fee to us and in return we guarantee you certain services for free and all other services are reduced by at least 50% (according to our Schedule of Fees and Benefits).
Savon offers three cost saving plans:
Why should I choose Savon Dental Plan® over any other dental plan?
Since 1992, Savon Dental Plan® has been a leader in the "reduced fee" industry. We have seen many plans start up and then fail, leaving hundreds of people in the cold as far as any type of dental plan. When this happens the members wind up losing a lot of money and the legitimate plans like Savon wind up with a "black eye". In the end, the consumer (you) becomes very leery of every dental plan. Savon Dental Plan® has been a member of the BBB® since 1992. We have never had a complaint filed against us that has not been resolved immediately. We back up our product with 4 distinct guarantees:
- Our 30 Day, Conditional Money-Back Guarantee
All applications carry a conditional 30 day money back guarantee from the day the application is submitted. If you visit a Network Preferred Provider and find that you do not realize the savings that we promise according to the Fee Schedule for your State and Savon Dental Plan® cannot rectify the error, Savon Dental Plan® will refund your membership fee.
Please Note: If you are unhappy with the Network Preferred Provider that you have chosen, or you disagree with the treatment plan that has been presented to you, you may select another provider or contact our Customer Care Center for assistance in obtaining a second opinion. To request a refund under this guarantee, send us a copy of your treatment plan and/or paid itemized statement. Our provider relations will review the fees and if the fees are in excess of the fee schedule, a credit for the difference will be issued by the Network Preferred Provider or a refund of your membership dues, minus the processing fee, will be issued by Savon. Dissatisfaction with the provider is not a consideration under this guarantee.
- A "We Pay The Difference Guaranteed Fee Schedule"-- If you visit a Network Preferred Provider and you are charged more than the fee allowed on the fee schedule for your zone, send or fax a copy of your paid receipt to Savon Dental Plan® and we will get the overcharge refunded or credited to your account or Savon will refund you the difference between the scheduled fee and the fee that you were charged.
- The Best Membership Rate Guarantee in the industry-- Your enrollment rate is guaranteed for 2 years (based on a 1 year plan) or 4 years (based on a 2 year plan) Not to exceed 4 years. Lapsed memberships may result in increased rates.
When choosing any dental plan it is very important to do your homework. Nothing we tell you can replace the value of a well informed buyer. We STRONGLY suggest that you check with the Better Business Bureau in your area before joining any plan. Some States already require that our companies be registered with the State before doing business (i.e.: Florida and Nevada) and other States are joining that list. Savon Dental Plan® endorses this type of regulation and we hope that it helps eliminate these "scam plans" Nationwide.
Why does the price of Savon Dental Plan® sound too good to be true?
Everyone has heard the following phrases: "Buyer Beware"; and "If It Sounds To Good To Be True, IT IS".
In most cases WE Agree. Savon may seem too good to be true, but this is not the case. In realty the cost of operating a membership plan is very low. Since we do not pay the dental offices anything, the only cost involved is administering the plan. Since 1992 Savon Dental Plan® has developed a very effective way to keep the cost of administrating our plan in check, enabling us to keep our fees low and pass the savings to our members.
Can I use Savon Dental Plan® with my current dental Insurance?
The answer in most cases is YES!
The main key to determining if you have true dental insurance is, can you go to any dentist that you want to or do you have a list of dentist to select from. If you have dental insurance it will usually work very well with Savon.
- Make your dental appointment with a Savon provider (selected from our extensive list).
- Tell them you are on Savon when you make your appointment.
- At the end of your appointment, pay the dentist in accordance with the Savon fee schedule.
- Make sure that you obtain an itemized paid bill from the dental office.
- Submit that bill to you dental insurance company for reimbursement.
Most insurance companies reimburse "out of pocket" expenses very quickly.
By using Savon with you current dental insurance you are actually doubling the maximum yearly benefit that your insurance company allows because Savon is controlling the amount that you pay at each visit to the dentist.
Do Savon Dental Plan®'s benefits include pre-existing conditions?
In almost all cases the answer is YES! All pre-existing conditions are covered.
The only exception would be on "work in progress." Work in progress is considered work that has already been started (i.e.: root canals, fillings etc.). Once the work that in progress is finished (i.e.: root canal), the final restoration (crown, bridge, etc.) would be completed at the Savon Dental Plan® fee.
If you have a family member that is involved with orthodontic treatment (braces), call our Customer Care Center at 1-800-809-3494. Again, in most cases we are able to help you realize a savings on the remaining treatment.
